Healthcare Underwriting Expertise to Safeguard your Facility

Tailored coverage for medical professionals, hospitals, and healthcare organizations to mitigate evolving risks.

Coverage

Workers' Compensation

Workers' Compensation

When you work with AIA, you’re connected with some of the country’s most trusted carriers and service providers. Our expertise as a regional insurance wholesaler and long-standing professional relationships allows us to match independent insurance agents with exclusive Workers’ Compensation.

Commercial Package and BOP

Commercial Package and BOP

Ensure the safety of your team with tailored insurance solutions for Commercial Packages and Business Owner Policies (BOPs).

E&O / Professional Liability

E&O / Professional Liability

Keeping your team covered with customized insurance options for E&O / Professional Liability Coverage.

Availability

  • Admitted in AL, AR, FL, GA, IN, KY, MO, NC, SC, TN, VA
  • Incidental exposures only in LA, TX, South FL

Carrier

  • A.M. Best Rated “A++, XV”

Submission Requirements

  • Acord Application
  • Experience rating worksheet for preceding 3 years (if available)
  • 5-year currently valued loss runs including claims descriptions
  • Email submissions to quotes@aiamga.com or visit QuikRATE for an immediate indication

Availability

  • AL, FL, GA, MS

Carrier

  • Admitted (AM Best Rated “A+”) and Non-Admitted Companies (AM Best Rated “A”)

Submission Requirements

  • Acord Application
  • 3-year currently valued loss runs including claims descriptions
  • Email submissions to quotes@aiamga.com

Availability

  • AL, FL, GA, MS

Carrier

  • Admitted (AM Best Rated “A+”) and Non-Admitted Companies (AM Best Rated “A”)

Submission Requirements

  • Acord Application
  • 3-year currently valued loss runs including claims descriptions
  • Email submissions to quotes@aiamga.com

Eligible Accounts

  • Adult Day Care
  • Assisted Living Facilities
  • Counseling Centers
  • Hospice Providers
  • Equipment Distributors
  • Drug Distributors
  • Home Health Care Agencies / Providers
  • Emergency & Non-Emergency Medical Transport
  • Hospitals
  • Nursing Homes
  • Physical Therapy
  • Skilled Nursing
  • Staffing Providers
  • Visiting Nurse Associations (Vnas)
  • Retirement Living Centers

Ready to Learn More About How AIA can Tailor Coveage for Your Healthcare Industry Clients?

Healthcare professionals face unique risks daily, from physical injuries like strains and needle sticks to emotional burnout from high-stress environments. Workers’ compensation coverage is essential to protect them, providing medical benefits, wage replacement, and rehabilitation support tailored to their needs. With over 50% of nurses experiencing chronic back pain due to patient handling, specialized coverage ensures access to ergonomic training and injury prevention programs. Beyond physical injuries, it also addresses occupational illnesses and mental health challenges, offering a safety net that helps healthcare workers recover and thrive while maintaining the quality of care they deliver.

Healthcare