Insurance Solutions Designed for Hotels, Restaurants & Resorts

Protect your guests, employees, and business with specialized underwriting for the hospitality sector.

Coverage

Workers' Compensation

Workers' Compensation

When you work with AIA, you’re connected with some of the country’s most trusted carriers and service providers. Our expertise as a regional insurance wholesaler and long-standing professional relationships allows us to match independent insurance agents with exclusive Workers’ Compensation.

Commercial Package and BOP

Commercial Package and BOP

Ensure the safety of your team with tailored insurance solutions for Commercial Packages and Business Owner Policies (BOPs).

Commercial General Liability​

Protect your team with specialized insurance solutions for commercial general liability.

Inland Marine

Inland Marine

Enhancing your client’s security with customized insurance solutions specifically designed for inland marine.

E&O / Professional Liability

E&O / Professional Liability

Keeping your team covered with customized insurance options for E&O / Professional Liability Coverage.

Availability

  • Admitted in AL, AR, FL, GA, IN, KY, MO, NC, SC, TN, VA
  • Incidental exposures only in LA, TX, South FL

Carrier

  • A.M. Best Rated “A++, XV”

Submission Requirements

  • Acord Application
  • Experience rating worksheet for preceding 3 years (if available)
  • 5-year currently valued loss runs including claims descriptions
  • Email submissions to quotes@aiamga.com or visit QuikRATE for an immediate indication

Availability

  • AL, FL, GA, MS

Carrier

  • Admitted (AM Best Rated “A+”) and Non-Admitted Companies (AM Best Rated “A”)

Submission Requirements

  • Acord Application
  • 3-year currently valued loss runs including claims descriptions
  • Email submissions to quotes@aiamga.com

Availability

  • AL, FL, GA, MS

Carrier

  • Admitted (AM Best Rated “A+”) and Non-Admitted Companies (AM Best Rated “A”)

Submission Requirements

  • Acord Application
  • 3-year currently valued loss runs including claims descriptions
  • Email submissions to quotes@aiamga.com

Availability

  • AL, FL, GA, MS

Carrier

  • Admitted (AM Best Rated “A+”) and Non-Admitted Companies (AM Best Rated “A”)

Submission Requirements

  • Acord Application
  • 3-year currently valued loss runs including claims descriptions
  • Email submissions to quotes@aiamga.com

Availability

  • AL, FL, GA, MS

Carrier

  • Admitted (AM Best Rated “A+”) and Non-Admitted Companies (AM Best Rated “A”)

Submission Requirements

  • Acord Application
  • 3-year currently valued loss runs including claims descriptions
  • Email submissions to quotes@aiamga.com

Eligible Accounts

  • Caterers
  • Restaurants
  • Bars/Taverns
  • Hotels/Resorts
  • Recreation Facilities
  • Bed & Breakfast
  • Dinner Theater
  • Bakeries
  • Banquet Halls
  • Spas
  • Cafes

Ready to Learn More About How AIA Can Tailor Coverage for Your Hospitality Industry Clients?

Insurance solutions for hospitality risks are designed to protect businesses in the hospitality sector from a variety of potential threats. This can include coverage for property damage, liability claims, employee injuries, and even business interruption. Key types of coverage often include general liability insurance, property insurance, workers’ compensation, and specialized policies tailored to unique risks faced by hotels, restaurants, and other hospitality providers. It’s crucial for hospitality businesses to assess their specific needs and work with an insurance broker to create a comprehensive coverage plan that mitigates risks effectively.